A short statement that describes your accident should be sufficient information for your insurance agent. Failure to immediately notify your insurance company can result in difficulty filing a claim. Additionally, your local independent insurance agent can advise you about the next steps you need to take. Your insurance provider will need to know the details of your accident as quickly as possible. These photos can be helpful when you file your insurance claim and in the event of a personal injury lawsuit. Photos provide an accurate way to show details like the placement of vehicles, weather conditions, debris, and vehicle damage. Take pictures of the location, the scene, and other details surrounding the crash. Use your device to take as many pictures as possible to help tell the story of the incident.
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Most drivers have a smartphone with a camera. Once the accident scene is cleared, any evidence you see at the site will be gone. Take Photos Examining crushed car after an accident. It’s also a good idea to ask for a copy of the accident report for your insurance claim. The accident report will be an important document if the case goes to court and your actions will be recorded. Avoid negative statements and reactions or arguments with the opposing party. Be polite to law enforcement officers and answer any questions they have about the accident. People react to stress in different ways, and a car accident scene can quickly become volatile. While it’s best not to discuss the events surrounding the accident, you do need to exchange the proper information with any other individuals involved in the accident. Exchange Insurance InformationĪll Massachusetts drivers are required by law to have auto insurance coverage. If you can’t see a doctor immediately, take photos of any visible injuries. The longer you wait to have your injuries examined, the more difficult it is to prove they were a result of the crash. Additionally, increased adrenaline can mask symptoms of injury.īesides putting your physical health at risk, waiting to report injuries could make it difficult to prove a personal injury claim. Injuries commonly sustained in car accidents like a concussion, or back, or neck injury often don’t have any immediate symptoms. This is a big mistake since injuries can get worse over time. Too often, individuals injured in a car accident worry too much about the cost of treatment and avoid seeking medical attention for injuries.
If you, your passengers, or the party in the other vehicle have injuries, it’s important to note this now. When you make this call, take a moment to see if any injuries occurred, and gather as much information as possible. That’s why it’s important to contact the police no matter how small the accident seems. It can be difficult to assess injuries and damage to property during the chaos of an accident. In Massachusetts, an accident must be reported if injury or death occurs or if damages equal more than $1,000. Anyone suffering neck or back pain shouldn’t be moved before medical help arrives at the scene.
However, it’s important to check for injuries before moving an individual involved in a vehicle accident. This action can help you avoid additional injury or being involved in a secondary accident. If you’re unhurt and your vehicle is still in running condition, it’s a good idea to pull off of the road. Leaving the scene of an accident could result in fines, imprisonment, or both. Failure to stop and provide your identification and insurance information in an accident that resulted in injury or damage to personal property could result in serious criminal charges. How long will it take my insurance company to pay my claim?Įven if your accident was only a minor fender bender, Massachusetts law requires you to stop at the scene of an accident.Should I file a claim for minor damage?.Do I have to report the accident if no one was hurt and no damage occurred?.Should I file a claim if the accident wasn’t my fault?.Top 5 FAQ’s About What To Do After A Car Accident In Massachusetts.
Additional Responsibilities: Report Your Car Accident.
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